Credit Cards for Kids – What Do You Think?

September 2nd, 2010 by Theresa Gould

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I just read an interesting article on CBS Money Watch Blog by feature writer Stacey Bradford entitled, Credit Cards with Training Wheels for Teenagers.

Before my oldest daughter hit her teens, I would have been one of those parents who said, “No way will I give my child a credit card!” But now that she is a teen and has shown herself to be responsible and after reading Stacey’s article, I am inclined to think that I would consider giving her a credit card. Can’t believe the extra cost, but understand the reasoning behind it. I would much rather her learn to use a credit card wisely under my watchful eye than for her to learn the hard way. I never had a credit card until I was married, but due to watching the mistakes of others I understood the importance of living within my means and not overcharging, which thankfully is/was the way my husband uses credit cards too. We have always tried to supplement financial education into our children’s school curriculum and I think a credit card with training wheels could be another important aspect to incorporate into our homeschool.

In the future, I could see us getting credit cards for our daughters so they could help with our family shopping when they went out on their own errands saving us multiple trips out. This would not only give our children a chance to continue to practice being responsible, but I have no doubt that it would give them an extra boost of confidence knowing that we trusted them. And if we have done our job right, they won’t want to do anything that would break that trust.

What do you think about giving your kids a credit card?

Resources:

http://moneywatch.bnet.com/saving-money/blog/family-finance/credit-cards-with-training-wheels-for-teenagers/2931/?tag=col1;blog-river



Back to School Organization Tips

August 19th, 2010 by Theresa Gould

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It’s back to school time and that means back to morning chaos, homework disorganization, and dealing with massive amounts of information between school and home. We were sent some interesting tips that highlight some lesser-known ways for keeping kids organized for school.

It’s normal for kids to generate chaos and disorganization (it comes with the territory), but being organized is a learned skill that is developed over time. With guidance and practice, kids can develop an effective approach to becoming organized.

Amy Morris, single Mom of two teenagers and founder of GotFamilyGetOrganized.com, offers these unique tips to help your kids start the school year with a check plus.

5 Ways To Keep Kids Organized

Hub Of The House – Create a central location to hang a bulletin board that will hold important school and family information. Teach kids to update the calendar upon receiving new information and get in the habit of checking it the night before for the following day’s activities so that they can prepare in advance.

GotFamilyGetOrganized.com – An organized parent sets a good example. This website stores in a unique, simplified, and easy to use format, important family information: school schedules and extracurricular activities, social and sport information, and medical, just to name a few, and it is all available in a central location that can be accessed anytime and anywhere – from any computer, iPad, or
smart phone.

Organize Backpacks – A backpack is your child’s personal assistant. Teach them how to keep it neatly organized by only filling them with necessary school day items and keeping out unnecessary loose papers, non-school items and liquids.

Make Lists – Teaching kids to make and prioritize lists will provide them with a greater sense of accomplishment – as they complete items and their lists become smaller, they will feel more productive and they have a greater sense of satisfaction in themselves. Kids will take ownership for their tasks, shape their own time, and gain greater independence.

Student File Storage – Teach your kids to sort and effectively file school papers in an organized manner. It will be crucial to them at exam time – especially if midterm and end of year final exams are inclusive of all the material covered to date.

Organization is an awesome opportunity for kids to gain self-confidence and independence and not lose their sanity or you lose yours.

About Amy Morris

Got Family? Get Organized!©, combines Amy’s organizational expertise, business savvy and entrepreneurial drive into another, easy to use family organizer – and it’s available on your PC. Got Family? Get Organized!© was created to keep up with the ever increasing demands on parental time. Using Internet technologies, it makes the task of organizing family activities and information more efficient than ever before.

Amy is a Massachusetts native and a graduate of George Washington University. With a degree in accounting, Amy worked in the financial and securities trading business for a number of years, holding senior management positions at Coopers and Lybrand, Price Waterhouse, Cantor Fitzgerald, New York, and Cantor Fitzgerald, London. Since leaving the 9-5 corporate world, Amy has engaged herself in several projects including her recent bestseller, Got Kids? Get Organized!©.

Amy’s newest venture, Got Family? Get Organized!©, is an online, at-a-glance, organizer that is designed to keep up with the increasingly complex needs of today’s busy families. It allows all types of information — from school schedules and extracurricular activities, to social events and sports team information, to medical and travel information — to be stored and easily accessed any time, from any computer.

Papers at home? Work? No problem anymore. Organize your family from anywhere you have Internet access. You’ve got a family, now let Amy and Got Family? Get Organized!©, get the job done.

Amy currently resides, HAPPILY EVER ORGANIZED, in Boca Raton, Florida.



Overcoming the Back to School Blues by Dr. Fran Walfish

August 17th, 2010 by Theresa Gould

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Thought these were good tips to share with all of you as you start sending your children back to school or preschool. It’s so hard to get back into a “normal” routine after having fun all summer, isn’t it?

by Dr. Fran Walfish
Used with Permission

As summer winds down, back-to-school anxieties are in high gear. After months of playing, vacationing and spending time at home, it’s completely natural for a young child’s nerves to be on overdrive as the first day of class approaches.

Dr. Fran Walfish, the foremost Beverly Hills child and family psychotherapist, provides five tips for parents on helping their children overcome the back-to-school blues while seamlessly easing into the school year. Dr. Walfish recommends the following:

* Implement a regular bed time and routine beginning 10 days before school starts. This will help your child’s body get into the
groove of winding down and waking up at an earlier hour. When school begins, your child’s body, energy, and focus will be prepared for school’s physical and mental expectations and demands.

* Talk with your child about what to expect. Find out their grade level’s schedule. For example, “First, your class will gather on the yard and all of the children will say ‘I Pledge Allegiance”, then you will walk to your new classroom”, and so forth. Include talking about feelings. You might say something like, “You may feel excited or even a little nervous or scared. Those are natural feelings that everyone feels on their first day at school or in a new job.” You want to normalize the experience.

* Include your child in shopping for school supplies. Encourage him to choose his own backpack and lunchbox. Make it personal and specific to your child.

* Visit the school campus with your child before school resumes. If possible, allow her to see her new classroom and play in the
schoolyard. Familiarity breeds comfort.

* Arrange play dates with two or three of your child’s classmates. Ask the principal for a class roster with contact numbers. If your child can make one or two friends before school starts, he will be so much happier to go to school. This is a sure antidote to school loneliness and feelings of isolation.

About Dr. Walfish

Frances Walfish, Psy.D. is the foremost Beverly Hills child and family psychotherapist. Her caring approach, exuberant style, humor, and astute insights have earned her a sterling reputation among colleagues and national media alike.

A frequent guest on top-tier TV programs, including NBC Nightly News with Brian Williams and KABC-TV in Los Angeles, and often appearing in major national publications such as Parents Magazine, Family Circle and Woman’s Day, Dr. Fran continues to lead the field with her expert insights and innovative strategies for parents, children and couples.

Her upcoming book, The Self-Aware Parent: Resolving Conflict and Building a Better Bond with Your Child from Palgrave Macmillan/St.
Martin’s Press, is scheduled to launch December 7, 2010. More information on Dr. Fran visit DrFranWalfish.com



Back-To-School Tips for Safe Brushing & Healthy Teeth

August 5th, 2010 by Theresa Gould

1 Comment

   

*Back-To-School Smart Tips for Safe Brushing & Healthy Teeth*
Thanks to Dr. Sharp’s newsletter for sharing this info.

* It is recommended for children to brush their teeth 2 to 3 times a day after meals.

* Use a fluoride-free toothpaste that is safe to brush. Children can brush unattended and is even safe to swallow.

* According to ADA (American Dental Association) and CDC (Center for Disease Control), more than 33% of American children have some type of dental fluorosis. <#_edn1>

* Since 1997, FDA mandates that toothpastes that contain fluoride (as an active ingredient) must include a warning label to contact poison control centers in case it is over ingested by children.

* Dr. Sharp has developed *Strawberry Cream Kids Natural Fluoride-Free* *Toothpaste* that does not contain any bad chemicals such as Fluoride, Sodium Lauryl Sulfate, Paraben and Alcohol.

* Use a toothbrush designed for children with soft and rounded bristles and a small head to reach back teeth and limited space areas.

* Change your kids? toothbrush every 2 months or as soon as bristles are worn out, so they do not harm your kid’s gums.

* ADA recommends the use of non-fluoridated water for preparation of children’s formula due to the risk of fluorosis (toxic contamination with excess of fluoride in the body).

* Be wise with your kids? lunch box and meals: avoid sugary (sodas, artificial juices) or starchy (crackers) snacks, since they can increase the risk for cavities.

/Source: www.fluoridealert.org

Dental Fluorosis is a brown and white mottling of the teeth. Dental fluorosis is an irreversible condition caused by excessive ingestion of fluoride during the tooth forming years. It is the first visible sign that a child has been overexposed to fluoride.

Moderate Fluorosis (photo #1) Severe Fluorosis (photo #2)

Source: ADA Website http://www.ada.org/1767.aspx

The ADA offers these recommendations so parents, caregivers and health care professionals who are concerned have some simple and effective ways to reduce fluoride intake from reconstituted infant formula. If liquid concentrate or powdered infant formula is the primary source of nutrition, it can be mixed with water that is fluoride free or contains low levels of fluoride to reduce the risk of fluorosis. Examples are water that is labeled purified, demineralized, deionized, distilled or reverse osmosis filtered water. Many grocery stores sell these types of drinking water for less than $1 per gallon. Parents and caregivers should consult with their pediatrician, family physician or dentist on the most appropriate water to use in their area to reconstitute infant formula. Ask your pediatrician or family physician whether water used in infant formula should be sterilized first (sterilization, however, will not remove fluoride).



Back to School Sweepstakes – Avery Dennison Celebrates Teachers

July 28th, 2010 by Theresa Gould

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We all know that back to school sales are attracting children, their parents and teachers alike. Plus, if you are fortunate enough to live in a state like Illinois you may even get exempt from sales tax for 10 days in August! This email isn’t about back to school sales though, it is about a company choosing to celebrate the ones behind education in classrooms around the country. Take a look at the details and be sure to pass it along to the teachers in your life….

*Avery DENNISON CELEBRATES TEACHERS With A NATIONAL SWEEPSTAKES***

* *

*Teacher Appreciation Sweepstakes is One of Several Ways Avery Dennison Office Products Supports U.S. Schools and Their Teachers*

Avery Dennison Office Products Company (“Avery Dennison”), a business unit of Avery Dennison Corporation, is launching a national sweepstakes to reward deserving
teachers nationwide. The sweepstakes, which runs through September 15, 2010, was created to celebrate teachers and all they do for our nations’ children on a daily basis.

Due to budget cuts and the current economic climate, many teachers and students across the country go without even the most basic school supplies. Studies by the non-profit organization, World Vision, show that teachers spend on average at least $500 of their own money each school year on
supplies for their students. This sweepstakes aims to alleviate some of this financial burden, as well as pamper a few lucky teachers.

Avery Dennison will be giving away a grand prize package valued at $1,000 to one teacher through the sweepstakes hosted at: www.avery.com/teachersweeps. Teachers are encouraged to submit as many entries as they would like (up to one a day) between now and September 15, 2010, and also will be eligible to win additional second and third place prizes. Prize packages include an array of Avery-brand school supply products, Spa Finder gift cards and/or Starbucks
gift cards.

“Avery Dennison wants to show our appreciation for all the hard work that teachers do every single day, and what better way to say thank you than awarding prizes that can help organize, pamper and yes, even caffeinate them,” said Jeff Deleon, director of marketing, Education, for Avery Dennison Office Products. “One of our core beliefs is that education is the cornerstone of a strong community, so we support the teachers who nurture students and enable their success.”

Avery Dennison has a long-history of supporting education. This announcement comes on the heels of its parent, Avery Dennison Corporation, launching the *Give Back to Schools* program in late June. Created as a way to give back to the communities that have made the company’s success possible in its 75th anniversary year, *Give Back to Schools* will provide 10 deserving U.S. schools with a truck-load of Avery-brand school supplies, valued at approximately $10,000 each. For Official Rules and to enter to win, students, families and supporters (ages 18 and older) can vote for their local K-8 school now through August 31 at
http://www.AveryDennisonGiveBacktoSchools.com.

In 2009, Avery Dennison joined the Box Tops for Education® program, which helps parents and communities earn much-needed cash for schools. Avery Dennison is the only school and office supply manufacturer participating in the program, and currently offers Box Tops coupons on more than 1,000 school and office supply products, such as Avery® Durable and Heavy Duty binders, Index Maker® dividers, Avery® NoteTabs™, Label Pads, sheet protectors, address and shipping labels, Hi-Liter® highlighters, Marks-A-Lot® dry erase and permanent markers, Avery® glue sticks, name badges, and T-shirt transfers.

The cash earned by schools through Box Tops for Education can be used in many ways, such as helping to rebuild playgrounds, funding under-budgeted programs, or purchasing classroom equipment, library books, computers and other much-needed supplies. For more information on Avery Dennison’s participation in the program, visit www.avery.com/btfe and www.btfe.com.

*Avery Dennison Offers Even More Chances to For Teachers to Win *

In addition to the web-based sweepstakes for teachers and schools, Avery Dennison also is partnering with Box Tops for Education to help teachers earn up to 25 Bonus Box Tops for their participating schools. Now through September 15, teachers can submit a copy of their official school supply list to* General Mills*, listing one of more than 1,000 specially marked Avery brand school and office supply products, for a chance to win 10,000 Bonus Box Tops for their school. Schools are limited to 10 classroom supply list entries. Please visit www.avery.com/btfe and www.btfe.com for rules and regulations, and to view a school supply list example from Avery Dennison.

*About Box Tops for Education*

America’s schools have earned more than $300 million through Box Tops for Education since the program started in 1996. Thousands of schools have used that cash to purchase items such as computers, library books, art supplies and playground equipment. Schools can earn up to $80,000 per year to spend on anything they choose, by clipping Box Tops coupons from hundreds of products, shopping online through the Box Tops Marketplace® and Reading Room, and purchasing items from My Class Essentials™ registries. To learn more about the program visit, www.btfe.com.

* *

*About Avery Dennison*

Avery Dennison (NYSE:AVY) helps make brands more inspiring and the world more intelligent. For 75 years the company has been a global leader in pressure-sensitive technology and materials, retail branding and information solutions, and organization and identification products for offices and consumers. A FORTUNE 500 company with sales of $6 billion in 2009, Avery Dennison is based in Pasadena, California and has employees in over 60 countries. A division of Avery Dennison, Avery Dennison Office Products manufactures and markets products under the well-known Avery® brand name and is one of the world’s leading manufacturers of self-adhesive labels for laser and ink jet printers, labeling software, binders, sheet protectors, index and tab dividers and other office-, home- and school-related supplies. For more information, visit www.averydennison.com or www.avery.com.



Charter Gives Away Free Laptops To Schools!

July 28th, 2010 by Theresa Gould

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This is a Sponsored Post written by me on behalf of Charter. All opinions are 100% mine.

Charter Gives Away Free Laptops To Schools!

Does your school need computers but your school doesn’t have enough money to buy them? Well, right know Charter is giving away 50 laptops to two schools! The laptops are Lenovo G555′s with a 15.6″ screen, 160GB drive and 3GB ram (with a Targus bag).

Laptop1

Ordering any Charter service automatically gives you a chance to win and get up to $300 cash back. You can also register online with no purchase necessary.

But the real opportunity is for all of us as parents and others to nominate our local schools and encourage friends and relatives to vote for our schools so they can win the 50 laptops.

Schools need to be nominated by Aug. 12. There is a short nomination process at http://www.charter.com/laptop and only residential customers within the areas that Charter serves are able to nominate a school. I tried, but my zip code was not qualified. It’s still worth the effort to see if you can nominate the school of your choice though. Some schools are in desperate need of computer upgrades, so this is a great opportunity for them especially.

Charter will choose 50 finalists (based on the nomination stories submitted) and announce them on August 16th.

Open voting occurs between Aug. 16 and Sept. 20 and Charter will announce the two winning schools on Sept. 27th.

You can also enter to win a laptop for yourself. (I did!)

Isn’t it cool that huge companies are giving back to communities? I think it is! In the past Charter has offered some great prizes including: a hybrid car, a Camaro, an HDTV-A-Day for an entire month, free laptops, XBox 360′s and more!

So be sure to enter for yourself in the laptop-a-day giveaway and try to nominate your favorite school.

Also consider following or “like” Charter on Facebook.

Visit my sponsor: Charter is giving Free laptops to Schools



The Better Way to Care for Your Baby

July 17th, 2010 by Theresa Gould

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Fashionable Media Review Policy: The featured product for this review was provided to me, at no cost, by the manufacturer or representing PR agency for the sole purpose of product testing. Opinions expressed are my own and are not influenced by monetary compensation.

I actually liked this book, The Better Way to Care for Your Baby: A Week-by-Week Illustrated Companion for Parenting and Protecting Your Child Using the Latest and Safest Techniques It was written by Robin Elise Weiss, who is not only a mom of eight, but also a childbirth and postpartum educator, certified doula, and lactation counselor, as well as the pregnancy and childbirth expert for About.com! This isn’t the first book she has written either, she has written nine books total on pregnancy and birth. Her work has also been featured in Newsweek, Working Mother and American Baby. How is that for credentials, if you happen to look for those kinds of things. (wry smile).

Robin gives a pretty unbiased view of bringing up baby, however, she does mention co-sleeping, attachment parenting, baby-wearing, breastfeeding all in a positive light. All of which I liked. She has Hot Mama tips, Affirmation quotes and Mama Moments in her sidebars throughout the book to offer encouragement to moms desiring to get back in shape, on baby’s development and mama’s mothering. The photos of the mothers and babies throughout the book are beautiful.

The rest of the information is up-to-date and current, of course, but for those who are already parents it is a book that will serve as a refresher of things forgotten or as a reference for those perplexing things that come up that you just want to know if it’s normal or not for your baby to do.

This would make a nice baby shower gift for new parents.

The Better Way to Care for Your Baby is available at major retailers and costs $19.99.



Celebrated Mom Blogger Miss Lori Helps Launch “National Learn-to-Read Challenge”

July 6th, 2010 by Theresa Gould

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This is just a heads up that “National Learn-to-Read Challenge” Launches August 16 and children’s TV personality and celebrated Mom Blogger Miss Lori is going to help get kids excited about reading through educational online games.

Beginning on August 16 and continuing through September 30, 2010, Blake Publishing and Reading Eggs will launch the first-ever “National Learn-to-Read Challenge.” For six weeks, children from the ages of 3 to 7 will be able to sign up for free, at ABCReadingEggs.com (www.abcreadingeggs.com), and participate in this national literacy event for youngsters.

The goal of the Challenge is for parents to register at least 50,000 children and start them on their journey to becoming great readers. Children’s Television personality and celebrated mom blogger Miss Lori is serving as Ambassador of the Reading Eggs “National Learn-to-Read Challenge,” which promotes the importance of reading as a vital educational building block.

“When a child learns to walk they inhabit their environment…when a child learns to read, they inhabit the World,” said Miss Lori. “By
employing the equation ‘enrichment + encouragement = accomplishment, the Reading Eggs program is not only good literacy, it’s also great math.”

According to the National Research Council, children’s reading skills affect how they learn and will ultimately influence their chances for success. Youth who have not developed basic literacy by the time they enter school are 3-4 times more likely to drop out in later years, according to the National Adult Literary Survey, U.S. Department of Education.

“We created Reading Eggs as a unique, fun online world where children learn to read,” said Matthew Sandblom, Managing Director of Blake Publishing. “Reading Eggs supports each child’s learning by offering individual, one-on-one lessons that allow youngsters to progress at their own pace. We’re excited to share the program for free with 3-7 year-olds nationwide during the Challenge.”

The Reading Eggs program, created by a highly experienced team of early childhood educators, writers and program developers, focuses on a core reading curriculum of phonics and sight words, using skills and strategies essential for sustained reading success. It supports what children learn at school to help them continue to improve. With interactive animations, games, funny songs and lots of rewards, Reading Eggs motivates children to return to the program again and again.

Reading Eggs, which launches in the United States this summer, has received rave reviews from teachers, parents and even children who previously struggled with reading. In fact, a recent survey of more than 700 teachers shows that 97.2% would recommend the program to other teachers. Additionally, 99.6% of parents said they would recommend the site to their friends and 93.4% note an improvement in their child’s ability to read since they started using the program.

You can visit Reading Eggs at www.abcreadingeggs.com and follow Miss Lori on twitter at @misslori.

About Miss Lori

Miss Lori has been a National family treasure ever since she burst on the scene hosting the PBS Kids Preschool Block from 2006-2009. But even before her work with PBS Miss Lori was a family favorite because of the programs and media she offers with her company Miss Lori’s CAMPUS. Through MLC Miss Lori recorded her CD “Music n’ Movement TOGETHER!” a winner of the 2008 iParenting
Greatest Products Media Award, produced her family favorite DVD, “Activate & Be Great!”, and for the last three years she has regularly teamed up with WTTW-PBS Kids Chicago for her literacy and health tours. Education and Health are always on Miss Lori’s mind. Previously Miss Lori was an Ambassador for The American Academy of Pediatric Dentistry’s Healthy Smiles, Healthy Children
Campaign. This summer she is serving as an Ambassador for the American Heart Associations GoRed For Women BetterU Program. As well, WTTW PBS Kids will be airing Miss Lori’s self produced Miss Lori’s CAMPUS interstitials promoting her mission to improve the overall health and wellness of children and their families through education and activity. Always ahead of the curve Miss Lori is very active in social media. She is a highly regarded Blogger, serving on the board for Bloganthropy. Her insightful thoughts about life, parenting and community are as real as her music. As a “Marketainer” Miss Lori leverages her celebrity, and her acute understanding of the needs of families, to strengthen the bonds between consumers and brands through live and social media based events. Find her at MissLori.TV, ChicagoMomsBlog.com, WeAreTheRealDeal.com, YoungChicagonista.com, on Twitter and Facebook. For more information about all that Miss Lori is doing for her family and yours visit her performance website at www.MissLorisCAMPUS.com. SMILE On!



Zebra Pen Review

June 14th, 2010 by Theresa Gould

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Fashionable Media Review Policy: The featured product for this review was provided to me, at no cost, by the manufacturer or representing PR agency for the sole purpose of product testing. Opinions expressed are my own and are not influenced by monetary compensation.

As a writer, I obviously like to write. With the advent of technology, much of my writing is now online. However, there is a part of me that still loves taking a pen to paper. One thing about being one of nine people living in the same house is that it can be hard to find a pen or pencil (at least where they are suppose to be) and sometimes even paper if the children happen to use it all!

So when the opportunity to review Zebra Pens came up, I took it. Not only are they useful to everyone in the family, but with school supply shopping just around the corner I thought you all should know about these great pens. I was sent the following products – 4 packages in all:

Daisies Ball Point Pens

Regal Roller – 2 sizes

* 0.5mmMicro Point Needle
* 0.7mmFine Point Arrow

Cadoozles – Mechanical Pencils

I really like all of these pens and pencils. I haven’t had any negative issues, other than the ballpoint pens needing a little scribbling to get them going. I love the fun colors and designs on them and the Cadoozles mechanical pencils. The only thing is the green and yellow-orange ink are harder to see than the other colors, but that isn’t necessarily a bad thing especially if you journal or keep a diary! ;-)

And so far all of the Zebra pens and pencils are staying where they belong! Maybe there’s hope to writing utensils in the Gould home yet….time will tell.



Pizza Hut Book It Program

June 4th, 2010 by Theresa Gould

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I just learned about the Pizza Hut Book It Program today. I don’t know much about it, as the information was passed along through an email list that I am a part of, but I thought that it was worth mentioning for those who love freebies and for all the book lovers reading too.

The Book It Program is designed to provide incentives to parents, teachers and children to get children reading. It appears that if you go to the Book It website and click on the second banner, which is purple as seen below it will take you to your choice of schools so you can search for your school or get your school to sign up and you will receive free materials for the 2010-2011 school year. This offer is only good through June, so while you do have the whole month left to sign up, you might want to do it now before you forget all about it. That is something I am likely to do!

The Book It website also offers activities, printables, games, reading lists and more for children. In addition to that, the site includes resources for teachers: racking sheets, awards, calendars, tips and more! Not to leave parents out, parents will find book lists, helpful reading tips and tools, as well as an online parent club called Bound Together.

For complete program details visit www.BookItProgram.com

Editor’s Note: I contacted the lady who posted about this program and here is what she said:

“Yes I have used it for quite a few years now. Basically it’s a reading incentive program for your kids where you set the requirements and then reward them with a coupon for a free mini pizza from Pizza Hut once they achieve the goal. My kids love it.”

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